Free forever · Open source · No credit card required

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Your money, finally under control.

BudgetIQ is a free, open-source personal finance app. Track income, expenses, and assets — and let the AI assistant log them straight from your words. Sign in with Google in seconds.

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Free forever · Open source · No ads · Your data, yours

BudgetIQ dashboard

Net Balance

$12,450

+$1,250

Monthly Spend

$3,180

-12%

Total Assets

$86,200

+4.2%

I spent $15 on coffee
Logged ✓

Features

Everything you need to take control of your money

A complete money tracker with an AI assistant that does the data entry for you — free and open source.

Track it all in one place

Income, expenses, and assets live together in a single view — salary, bills, subscriptions, cash, and investments.

Log transactions by typing

Just say "I spent $15 on coffee" and the AI assistant records it for you — no forms, no spreadsheets.

Know your numbers in real time

Net balance, monthly spend, and total assets update the moment you add a transaction.

See where your money goes

Interactive category breakdowns and charts turn your habits into something you can act on.

Custom KPI cards that fit your life

Net balance, savings rate, profit, and runway — tailored cards for salaried, freelance, and business finances.

One-click sign-in, open source

Sign in with Google in seconds — and since BudgetIQ is open source under MIT, you can inspect every line.

How it works

Tracking your money in three steps

From sign-up to your first logged transaction in under a minute.

  1. 01

    Create your account

    Sign in with Google in seconds. No credit card, no setup, no download.

  2. 02

    Add transactions your way

    Type "I spent $15 on coffee" and the AI assistant logs it — or add income, expenses, and assets manually.

  3. 03

    See the bigger picture

    Watch your net balance, monthly spend, and total assets add up, with category charts along the way.

Testimonials

Loved by people who track their money

What early users say about BudgetIQ — real quotes coming soon.

The AI assistant is the reason I stayed. I type what I spent and it just shows up — logged, categorized, done.

Sarah M.

Early adopter

I finally know my net balance and total assets without juggling three different apps.

James T.

Freelancer

Free, open source, and my data stays mine. There aren't many finance apps you can say that about.

Priya K.

Developer

FAQ

Questions, answered

Everything you might wonder before signing up — answered honestly.

Is BudgetIQ really free?
Yes — free forever, with no ads. The whole app is open source under MIT, so you can even self-host it if you like.
Is my financial data private?
Yes. Every record is protected by row-level security, so you only ever see your own data — and nothing is ever shared or sold.
What does the AI assistant do with my data?
It acts only on what you tell it — nothing more. It logs the transactions you describe and never trains on your data.
Is there a budget feature?
Not yet — BudgetIQ tracks income, expenses, and assets; budgets are on the roadmap.
Which devices does BudgetIQ support?
BudgetIQ is a responsive web app that works on desktop, tablet, and phone — no install needed.
How is BudgetIQ different from other finance apps?
AI-assisted logging from plain language, real-time net balance and asset tracking, tailored KPI cards, and a fully open-source codebase — all free with no ads.

Start tracking your money in minutes.

Sign in with Google and let the AI assistant take care of the data entry.

Get started

Free forever · No credit card · Open source